As practice shows, in anticipation of the holiday euphoria people try to do everything faster than usual, which is why few of us can detect in interest-free loans huge fees or existence insurance policies.
The court stood on your side, he must be a good reason. Minors are considered children up to 14 years. And one of the main reasons for such purchases, according to leading psychologists, is the uncertainty that tomorrow these goods are still on sale. The debts of the testator, regardless of whether the loan is from a Bank or other debt obligation, called passive part of the inheritance. Of course, it all seems quite logical – they don't have enough money, so they try to get loans. Moreover, you can cancel the contract before receiving the money. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. As the borrower may violate the terms of the contract, they know everything. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand.
In other words, people with low incomes, why not try to live logically, and only based on their own emotions.
For example, if the Bank unilaterally amended the contract. And when the amount of own funds is not enough, in this case people suffering from creditmany, begin to contact the banking organization. In other words, to pay the loan all heirs have accepted the inheritance, to avoid this will not succeed. Also during these six months, you can not just abandon the inheritance, but also to transfer the right of inheritance to a third party. If the potential borrower has decided to purchase a vacation property in this way, a potential borrower is to start looking not financial institutions, and reputable construction company that is willing to provide such services. In other words, to pay the loan all heirs have accepted the inheritance, to avoid this will not succeed. In any case, until he attains the age of majority. It should be noted that loans to purchase real estate are considered to be rational, however, some borrowers even when getting these loans manage to overreact. Financial institution, in turn, may be a kind of indicator of the reliability of the developer, because of serious financial institutions are ready to cooperate only with honest, reputable and successful construction companies.
According to psychologists, the most conscious citizens are citizens of our country aged 40-43 years, as these people turn to financial institutions as a rule, to buy housing.
From Wikipedia, the free encyclopedia